Health Insurance 2025

A qualifying life event is defined as a change in your status due to one of the following:

• Marriage or divorce
• Birth or adoption of a child(ren)
• Termination
• Death of an immediate family member
• Medicare entitlement
• Employer bankruptcy
• Loss of dependent status
• Loss of prior coverage

If you experience a qualifying life event, you must submit documentation of the event along with a change form requesting the change within 30 days of the event. In addition, you may request a special enrollment (for yourself, your spouse, and/or eligible dependents) within 60 days 1) of termination of coverage under Medicaid or a State Children’s Health Insurance Program (SCHIP), or 2) upon becoming eligible for SCHIP premium assistance under this medical benefit.

Yes! Eligible dependents include your spouse and your children up to age 26.

There are no restrictions for pre-existing conditions in these medical plans. Even if you were previously diagnosed with a condition, you can receive coverage for related services as soon as your coverage goes into effect.

The individual mandate (fine/penalty) for individuals not electing health insurance coverage was eliminated on January 20, 2017. 

Enrollment forms will be emailed to all eligible employees as soon as they are eligible to enroll. You are able to enroll in a HealthCare Plan after 30 days of your first assignment start date or during your employer’s annual open enrollment period. Information on enrollment will be emailed to you from: Insurance-TAG@the-arnold-group.com.

If you do not enroll during one of these time periods, you will have to wait until the next annual open enrollment (in December), unless you have a qualifying life event.

You have 30 days from the date of the qualifying life event to enroll.

All active and assigned TAG employees will receive enrollment information upon completion of 30 active days on assignment. The enrollment information will be communicated to qualified employees by email (from: Insurance-TAG@the-arnold-group.com), therefore, if your contact information changes please update it through WebCenter.

Coverage will become effective on the first of the month following 59 days of active employment for new employees. After 5 consecutive weeks without a payroll deduction, coverage will be terminated and COBRA information will be sent at that time.

To make changes or enroll if you initially declined, contact Breckpoint Benefits at 1-844-300-6497 and request a change form.

Please remember that you may only enroll or add additional insured members during an open enrollment period or within 30 days of a qualifying life event.

These TAG Health Care Plans are in compliance with ACA rules, regulations and requirements.